Frequently Asked Questions2025-05-22T01:23:21-06:00

Frequently Asked Questions at New Start Homes.

How many years does it take to pay off a manufactured home loan?2024-08-18T22:49:16-06:00

With over four national lenders to choose from, you have multiple home financing options that include loan terms with 5, 10, 15, 20, or 30-year notes. You tell our home specialist what you want to spend each month and we can help you find the right loan situation for your family.

Do I need to pay a down payment to qualify for a new home?2024-08-18T22:47:50-06:00

Yes, when buying a home from New Start Homes, we require a minimum 5 – 10% down payment, unless you have a trade-in (or) own land and wish to do land-in-lieu of a down payment. Many customers choose this option since it helps finance their initial down payment by using their land as collateral.

What do I bring to my in-person appointment?2024-08-18T22:47:01-06:00

When you are applying for home financing at New Start Homes, we ask that you bring these items to make the application process a smooth one.

  • Drivers License (or) itin card
  • Last Paycheck Stub
  • Prior year’s Tax Return
  • Current & Previous Employer Address / Phone info

We do Trade-ins!

Use the equity in your home to use as money for down payment on a brand new factory-built homes.

We buy homes in almost any condition, any year, anywhere in the Las Cruces and Southern New Mexico region.

We give top dollar for used manufactured homes and tiny homes in Las Cruces, New Mexico.

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